SB794

In fire and marine insurance, further providing for municipal certificate required prior to payment of fire loss claims.

Introduced·6/3/25
Introduced Text

Pennsylvania SB794 amends insurance law to require municipal certificates for fire loss claims over $18,000 and outlines fund management procedures.

Pennsylvania SB794 modifies the Insurance Company Law of 1921 to mandate that insurance companies, associations, or exchanges cannot pay fire loss claims exceeding $18,000 without a municipal certificate. The bill specifies that 60% of the aggregate limits of liability on all fire policies covering the building or structure should be transferred to the designated officer of the municipality. If the loss exceeds $18,000, the insurance company must transfer $4,000 for each $15,000 of the claim.

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  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking & Insurance Committee
Next
Committee decision

Sponsors

D
1
2
RR
Democratic CaucusRepublican Caucus

History

Jun 3, 2025

Senate

Referred to Banking & Insurance