SB581

Amending the act of December 19, 1975 (P.L.604, No.173), entitled "An act to facilitate the use of electronic funds transfer systems by providing that credits to accounts in financial institutions designated by recipients shall satisfy legal requirements for payments by cash or checks," further providing for electronic funds transfers, for consumer protections and for payroll card accounts.

Introduced·4/9/25
Introduced Text

Pennsylvania SB581 amends the act to enhance consumer protections and clarify employer duties regarding payroll card accounts.

Pennsylvania SB581 amends the act of December 19, 1975, to facilitate the use of electronic funds transfer systems. It mandates that employers provide employees with clear and conspicuous notice of all wage payment options, including direct deposit and payroll card accounts, before enrolling them in a payroll card account. Employers must also honor employee requests to change their payment method. The bill restricts employers from using payroll card accounts that charge overdraft fees and limits fees for in-network ATM withdrawals.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

DDDDDD
6
2
RR
Democratic CaucusRepublican Caucus

Roll Call Votes

17 Yea

DRRRDRRDRRRDRRDDR

2 Nay

RR

3 Not Voting

DDR

Calendar

Sep 8, 2025

12:00 AM

Appropriations (s) Hearing

Jun 9, 2025

12:30 PM

Labor & Industry (s) Hearing

History

Oct 28, 2025

Senate

Laid on the table (Pursuant to Senate Rule 9)

Sep 8, 2025

Senate

Re-reported as committed

Jun 23, 2025

Senate

Second consideration