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SB578

In financial responsibility, further providing for availability, scope and amount of coverage, repealing provisions relating to request for lower limits of coverage, providing for offer of lower limits of coverage, repealing provisions relating to coverages in excess of required amounts and to stacking of uninsured and underinsured benefits and option to waive, providing for stacking of uninsured and underinsured benefits prohibited and further providing for notice of available benefits and limits and for availability of uninsured, underinsured, bodily injury liability and property damage coverages and mandatory deductibles.

Introduced·4/9/25
Introduced Text

Pennsylvania SB578 prohibits stacking of uninsured and underinsured motorist coverage limits in motor vehicle insurance policies.

Pennsylvania SB578 amends Title 75 of the Pennsylvania Consolidated Statutes to prohibit the stacking of uninsured and underinsured motorist coverage limits in motor vehicle insurance policies. This means that the limits of coverage available to an insured for injuries sustained in an accident will not be added together from two or more policies. Insurers are required to offer uninsured and underinsured motorist coverage in amounts equal to the bodily injury liability limits elected by the insured.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking & Insurance Committee
Next
Committee decision

Sponsors

0
4
RRRR
Democratic CaucusRepublican Caucus

History

Apr 9, 2025

Senate

Referred to Banking & Insurance