Pennsylvania HB535 prohibits annual and lifetime limits on health insurance coverage, imposing penalties for violations.
Pennsylvania HB535, the Health Insurance Protection Against Limitations Act, prohibits insurers from setting annual or lifetime limits on core benefits in health insurance policies. This act responds to potential federal changes that might weaken federal protections against such limits. Insurers violating this act face penalties including fines and license suspension. The act also mandates the Insurance Department to promulgate necessary regulations and repeals conflicting state laws. It takes effect immediately for certain provisions and upon notice publication for others.
Included in complete analysis
- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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