Pennsylvania HB404 extends health insurance coverage for children of insured parents up to age 26.
HB404 amends Pennsylvania's Insurance Company Law of 1921 to extend dependent health insurance coverage for children of insured parents up to age 26. The bill mandates that insurers offering dependent coverage must continue to cover adult children up to age 26, provided they meet certain conditions. Insurers may not deny or restrict coverage based on the child's financial dependency, residency, marital status, enrollment in an educational institution, or employment status. The bill also allows insurers to determine premium increases for coverage past age 26.
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