HB1882

In mortgage loan industry licensing and consumer protection, further providing for definitions, for exceptions to license requirements and for general requirements.

Chamber Passed·10/28/25
Introduced Text

Pennsylvania HB1882 amends mortgage loan licensing and consumer protection laws, updating definitions, exceptions to license requirements, and.

Pennsylvania HB1882 amends Title 7 of the Pennsylvania Consolidated Statutes to revise mortgage loan industry licensing and consumer protection. It updates the definition of "branch manager" to include only those licensed as mortgage originators. It exempts affiliates of banking institutions and subsidiaries and affiliates of federally chartered or State-chartered credit unions from licensing requirements, except for consumer discount companies.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 22–15 · Oct 28, 2025
Current
Banking & Insurance Committee
Next
Senate floor vote

Sponsors

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13
0
Democratic CaucusRepublican Caucus

Roll Call Votes

104 Yea

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99 Nay

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Calendar

Oct 7, 2025

10:00 AM

Commerce (h) Hearing

History

Nov 5, 2025

Senate

Referred to Banking & Insurance

Oct 28, 2025

House

Re-reported as committed

Oct 28, 2025

House

Third consideration and final passage (104-99)