HB1863

Establishing the Public Option Program and the Public Option Program Fund; and imposing duties on the Insurance Department.

Introduced·9/16/25
Introduced Text

Pennsylvania HB1863 establishes the Public Option Program and Public Option Program Fund to offer health insurance coverage in the individual, small.

Pennsylvania HB1863 creates the Public Option Program within the Insurance Department to provide health insurance coverage in the individual, small group, and large group markets. The program mandates that health insurance policies cover essential health benefits, dependents up to age 26, dental, vision, and spousal or domestic partner coverage. The Public Option Program Fund is established in the State Treasury to administer the program and pay related expenses. The fund can accept money from various sources, including appropriations, grants, donations, and gifts.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Insurance Committee
Next
Committee decision

Sponsors

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12
0
Democratic CaucusRepublican Caucus

History

Sep 16, 2025

House

Referred to Insurance