HB1731

Pennsylvania HB1731 aims to ensure fairness in consumer debt collection by requiring detailed documentation and notice to consumers.

Pennsylvania HB1731, known as the Consumer Debt Collection Fairness Act, seeks to protect consumers from unfair debt collection practices. The bill mandates that debt collectors and buyers provide comprehensive documentation before initiating legal action, including proof of ownership and a detailed itemization of the debt. It also requires that each consumer debt lawsuit include a "Notice of Consumer Rights," informing consumers of their right to dispute the debt and request documentation.