HB1718

Providing for flood insurance notification; imposing duties on the Insurance Department; and imposing a penalty.

Chamber Passed·3/25/26

Pennsylvania HB1718 mandates insurers to inform homeowners about flood insurance options and costs.

Pennsylvania HB1718 requires insurers to notify individuals purchasing or renewing a homeowner's insurance policy about the availability and cost of flood insurance. Insurers must provide written notice via mail or electronic communication. The Insurance Department is tasked with creating a model disclosure form that includes information on flood risks, benefits of flood insurance, and cost estimates. The Insurance Commissioner can impose penalties of up to $10,000 for violations. The act aims to ensure homeowners are informed about flood insurance options.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 37–0 · Mar 25
Current
Banking & Insurance Committee
Next
Senate floor vote

Sponsors

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15
0
Democratic CaucusRepublican Caucus

Roll Call Votes

142 Yea

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57 Nay

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1 Absent

R

Calendar

Jan 28

12:00 AM

Insurance (h) Hearing

History

Mar 30

Senate

Referred to Banking & Insurance

Mar 25

House

Re-reported as committed

Mar 25

House

Third consideration and final passage (142-57)