HB1704

In general provisions relating to residential real property, further providing for definitions; in seller disclosures, further providing for disclosure form and providing for website information and for flood disclosure; and imposing duties on the Insurance Department.

Chamber Passed·10/1/25

Pennsylvania HB1704 amends definitions and seller disclosure requirements for residential real property, focusing on flood-related risks.

Pennsylvania HB1704 amends Title 68 of the Pennsylvania Consolidated Statutes to redefine "material defect" and expand seller disclosure requirements for residential real property. The bill specifies that a structural element nearing the end of its useful life is not automatically a material defect. It also mandates sellers to disclose flood-related risk factors, including the number of times and estimated dates of flood damage to the property.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 13–1 · Oct 1, 2025
Current
The Senate
Next
Senate floor vote

Sponsors

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14
1
R
Democratic CaucusRepublican Caucus

Roll Call Votes

13 Yea

DRRRRRRRDDDRD

1 Nay

R

Calendar

Oct 27, 2025

12:00 PM

Banking & Insurance (s) Hearing

Jul 14, 2025

12:00 AM

Insurance (h) Hearing

History

Feb 3

Senate

Laid on the table (Pursuant to Senate Rule 9)

Oct 27, 2025

Senate

Reported as committed

Oct 27, 2025

Senate

First consideration