HB1553

Providing for overdraft protections for customers and members of banking institutions and credit unions.

Chamber Passed·6/30/25
Introduced Text

Pennsylvania HB1553 establishes overdraft protections for customers and members of banking institutions and credit unions.

Pennsylvania HB1553 amends Title 7 of the Pennsylvania Consolidated Statutes to add provisions for overdraft protections for customers of banking institutions and members of credit unions. The bill mandates that banking institutions and credit unions provide notices to customers and members each time a fee is charged. These notices must include details such as the date and type of transaction, whether it was declined or processed, and the amount necessary to return the account to a positive balance.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 102–101 · Jun 30, 2025
Current
Banking & Insurance Committee
Next
Senate floor vote

Sponsors

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19
0
Democratic CaucusRepublican Caucus

Roll Call Votes

22 Yea

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15 Nay

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Calendar

Jun 11, 2025

9:00 AM

Commerce (h) Hearing

History

Jul 8, 2025

Senate

Referred to Banking & Insurance

Jun 30, 2025

House

Re-reported as committed

Jun 30, 2025

House

Third consideration and final passage (102-101)