HB1302

Providing for limitation on medical debt interest, for a penalty and for right to equitable relief.

Introduced·4/28/25
Introduced Text

Pennsylvania HB1302 limits medical debt interest to 6% and allows for legal action for violations.

Pennsylvania HB1302, known as the Medical Debt Interest Act, sets a cap on the interest rate for medical debt at 6%. It defines health care providers and medical debt collectors, prohibiting them from charging more than 6% interest on medical debt. The bill also classifies violations as unfair or deceptive practices and allows individuals to seek equitable relief through court. The act will take effect 60 days after its passage.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Consumer Protection, Technology and Utilities Committee
Next
Committee decision

Sponsors

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25
0
Democratic CaucusRepublican Caucus

History

Apr 28, 2025

House

Referred to Consumer Protection, Technology & Utilities