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HB4098

Relating to violations of the Insurance Code as unlawful trade practices.

Introduced·2/2/26

Oregon HB4098 amends the Insurance Code to classify certain violations as unlawful trade practices.

Oregon HB4098 modifies the Insurance Code to include specific violations as unlawful trade practices. This bill aims to strengthen consumer protection by ensuring that certain actions by insurers are legally actionable. The changes are intended to provide clearer guidelines and enforcement mechanisms against unfair practices in the insurance industry.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

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23
0
Democratic CaucusRepublican Caucus

Roll Call Votes

28 Yea

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30 Nay

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2 Absent

DR

Calendar

Feb 12

1:00 PM

House Commerce and Consumer Protection Work Session

Feb 10

1:00 PM

House Commerce and Consumer Protection Work Session

History

Mar 6

House

Failed.

Feb 18

House

Motion to substitute Minority Report for Committee Report failed. Ayes, 23; Nays, 36--Andersen, Bowman, Chaichi, Chotzen, Dobson, Evans, Fragala, Gamba, Gomberg, Grayber, Helm, Hudson, Isadore, Javadi, Kropf, Levy E, Lively, Marsh, McDonald, McLain, Munoz, Nathanson, Nelson, Nguyen D, Nosse, Pham H, Rieke Smith, Ruiz, Sanchez, Sosa, Tran, Valderrama, Walters, Watanabe, Wise, Speaker Fahey; Excused, 1--Hartman.

Feb 18

House

Potential conflict(s) of interest declared by Kropf, Sosa.