SB515

Health insurance; authorizing health care provider to accept certain payments; requiring application of certain charge to deductible and maximum out-of-pocket expense. Effective date.

Complete·5/12/25

Oklahoma SB515 allows health care providers to accept full payment directly from enrollees and requires health benefit plans to apply these payments.

Oklahoma SB515 mandates that health care providers can accept full payment directly from enrollees, bypassing the need to submit claims to the enrollee’s health benefit plan. The discounted cash price for services rendered by the provider is considered full payment. The enrollee’s health benefit plan must apply these payments to the enrollee's deductible and maximum out-of-pocket expense. The bill also requires health benefit plans to establish a procedure for enrollees to claim credits for these payments and to identify the necessary documentation.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

D
1
12
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Democratic CaucusRepublican Caucus

Roll Call Votes

90 Yea

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0 Nay

8 Absent

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History

May 12, 2025

Senate

Approved by Governor 05/09/2025

May 6, 2025

House

Signed, returned to Senate

May 6, 2025

Senate

Enrolled, to House