SB2132

Credit cards; increasing surcharge limit. Effective date.

Chamber Passed·2/19/26

Oklahoma SB2132 increases the surcharge limit on credit card transactions to 3.5%.

Oklahoma SB2132 amends the state's credit card regulations to increase the surcharge limit on credit card transactions to 3.5%. The bill mandates that sellers provide clear and conspicuous notice of the surcharge at the point of entry, point of sale, and online transaction points. The surcharge cannot exceed 3.5% of the total transaction or the actual amount charged to process the credit card transaction, whichever is less. The act will become effective November 1, 2026.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the Senate · 8–0 · Feb 19
Current
The House
Next
House floor vote

Sponsors

0
3
RRR
Democratic CaucusRepublican Caucus

Roll Call Votes

8 Yea

RDRRRRRD

0 Nay

Calendar

Apr 7

3:00 PM

House Banking, Financial Services and Pensions Hearing

Feb 12

9:30 AM

Senate Business and Insurance 2ND REVISED Hearing

History

Apr 8

House

Policy recommendation to the Government Oversight committee; Do Pass Banking, Financial Services and Pensions

Mar 30

House

Second Reading referred to Government Oversight

Mar 30

House

Referred to Banking, Financial Services and Pensions