SB2038

Oklahoma SB2038 prohibits AI from issuing adverse health insurance outcomes and mandates licensed professionals make final decisions.

Oklahoma SB2038 mandates that health insurance issuers cannot use artificial intelligence to issue adverse consumer outcomes. Instead, final decisions must be made by licensed health care providers. The bill also requires insurers to disclose when a decision was made by a professional, not AI. Violators face fines up to $10,000 per violation. The Insurance Commissioner can investigate AI use and promulgate rules to enforce the act.