SB2038

Health Insurance; prohibiting issue of outcomes with AI; requiring decisions to be made by provider; requiring disclosures. Emergency.

Introduced·2/2/26
Int Text

Oklahoma SB2038 prohibits AI from issuing adverse health insurance outcomes and mandates licensed professionals make final decisions.

Oklahoma SB2038 mandates that health insurance issuers cannot use artificial intelligence to issue adverse consumer outcomes. Instead, final decisions must be made by licensed health care providers. The bill also requires insurers to disclose when a decision was made by a professional, not AI. Violators face fines up to $10,000 per violation. The Insurance Commissioner can investigate AI use and promulgate rules to enforce the act.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Business and Insurance Committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

Feb 3

Senate

Second Reading referred to Business and Insurance

Feb 2

Senate

First Reading

Feb 2

Senate

Authored by Senator Goodwin