SB1920

Motor vehicle insurance; increasing certain percent damage required for title return. Effective date.

Complete·5/13/26

Oklahoma SB1920 increases the damage threshold for vehicle salvage titles and updates related procedures.

Oklahoma SB1920 amends the state's motor vehicle insurance laws by increasing the percentage of damage required for a vehicle to be considered a total loss and thus receive a salvage title. The bill specifies that if the cost of repairing a vehicle for safe operation exceeds 70% of its market value, the vehicle will be classified as a total loss. The bill also outlines procedures for vehicle inspections, title transfers, and the handling of flood-damaged vehicles. It includes provisions for penalties for non-compliance and updates statutory language to reflect these changes.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

0
2
RR
Democratic CaucusRepublican Caucus

Roll Call Votes

78 Yea

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13 Nay

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8 Absent

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Calendar

Apr 14

3:00 PM

House Commerce & Economic Development Oversight Hearing

Apr 7

3:00 PM

House Insurance Hearing

History

May 13

Senate

Becomes law without Governor's signature 05/13/2026

May 6

House

General Order

May 6

House

Third Reading, Measure passed: Ayes: 78 Nays: 13