HB4488

Insurance; motor vehicle total loss or damage claim; appraisal process; requiring policies to include certain provision; claim notification; effective date.

Chamber Passed·3/26/26

Oklahoma HB4488 mandates insurance policies to include a provision for motor vehicle total loss or damage claims and sets an effective date.

Oklahoma HB4488, known as the Insurance Act of 2026, requires insurance policies to include a provision for motor vehicle total loss or damage claims. The act also outlines the appraisal process for such claims and mandates notification procedures. The act is set to become effective on November 1, 2026.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 64–30 · Mar 26
Current
Business and Insurance Committee
Next
Senate floor vote

Sponsors

0
2
RR
Democratic CaucusRepublican Caucus

Roll Call Votes

64 Yea

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30 Nay

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5 Absent

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Calendar

Apr 23

9:30 AM

Senate Business and Insurance REVISED Hearing

Apr 23

9:30 AM

Senate Business and Insurance 2ND REVISED Hearing

History

Apr 1

Senate

Second Reading referred to Business and Insurance

Mar 26

House

Engrossed, signed, to Senate

Mar 26

Senate

First Reading