HB4352

Mortgages; Oklahoma Uniform Mortgage Modification Act; definitions; mortgage modification; effective date.

Chamber Passed·3/25/26

Oklahoma Uniform Mortgage Modification Act establishes rules for modifying mortgages in Oklahoma.

The Oklahoma Uniform Mortgage Modification Act defines terms and sets rules for modifying mortgages in Oklahoma. It applies to changes in mortgage terms, such as extending maturity dates or modifying interest rates. The act ensures that mortgage modifications do not affect the mortgage's priority or security interest. It also clarifies that the act does not modify federal electronic signatures law and applies to modifications made after its effective date of November 1, 2026.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 7–0 · Mar 25
Current
The Senate
Next
Senate floor vote

Sponsors

D
1
3
RRR
Democratic CaucusRepublican Caucus

Roll Call Votes

7 Yea

RRDDRRR

0 Nay

Calendar

Apr 14

1:30 PM

Senate Judiciary Hearing

Mar 3

10:30 AM

House Government Oversight Hearing

History

Apr 16

Senate

Placed on General Order

Apr 14

Senate

Reported Do Pass Judiciary committee; CR filed

Apr 1

Senate

Second Reading referred to Judiciary