Prohibits insurers from raising motor vehicle liability premiums solely due to removal of deceased spouse from policy.
Makes it unlawful for insurers to increase motor vehicle liability insurance premiums based solely on the removal of a deceased spouse from the policy. Clarifies that such removal does not constitute a material change in risk for underwriting or rating purposes. Specifies that insurers may still increase premiums at renewal for other reasons. Establishes that any increase in violation of this provision shall be void. Sets the effective date as November 1, 2026.
Included in complete analysis
- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.