HB3384

Insurance; personal residential insurance; renewal; premium increases; maximum increase; effective date.

Introduced·2/2/26
Int Text

Oklahoma HB3384 limits annual homeowner's policy renewal premium increases to a maximum of ten percent.

Oklahoma HB3384 amends Section 3639.1 of the Oklahoma Statutes to limit annual homeowner's policy renewal premium increases to a maximum of ten percent. The bill requires insurers to provide written renewal notices at least thirty days before a policy's expiration date, including details on new premiums, deductibles, and coverage limits. If the insured cancels the policy, the insurer must reimburse any premiums paid beyond the cancellation date.

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  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Insurance Committee
Next
Committee decision

Sponsors

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13
0
Democratic CaucusRepublican Caucus

History

Feb 3

House

Second Reading referred to Commerce and Economic Development Oversight

Feb 3

House

Referred to Insurance

Feb 2

House

First Reading