Oklahoma HB3041 regulates discounts for cash or check payments and limits credit card surcharges to 2%.
Oklahoma HB3041 amends existing law to clarify that discounts for cash, check, or similar payments do not qualify as credit service charges. It also sets a maximum surcharge of 2% for credit card transactions, whichever is less between the surcharge and the actual processing fees. The surcharge must be clearly disclosed to customers. This act takes effect November 1, 2026.
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