HB2965

Insurance; minimum amount of insurance to be held for property damage; effective date.

Introduced·2/2/26
Int Text

Oklahoma HB2965 increases the minimum insurance coverage for property damage in motor vehicle accidents.

Oklahoma HB2965 amends the state's insurance laws to increase the minimum amount of insurance coverage for property damage in motor vehicle accidents. The bill raises the minimum coverage from Twenty-five Thousand Dollars ($25,000.00) to Fifty Thousand Dollars ($50,000.00) for injury to or destruction of property of others in any one accident. The changes also make the language gender neutral and will take effect on November 1, 2026.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Insurance Committee
Next
Committee decision

Sponsors

0
1
R
Democratic CaucusRepublican Caucus

History

Feb 3

House

Second Reading referred to Commerce and Economic Development Oversight

Feb 3

House

Referred to Insurance

Feb 2

House

First Reading