Oklahoma HB2930 amends motor vehicle insurance policies to restrict traffic record use for rate changes or cancellations.
Oklahoma HB2930 modifies motor vehicle insurance policies by prohibiting insurers from establishing or applying premium rates, canceling policies, or refusing to issue or renew policies based on traffic records older than three years. It also restricts insurers from using traffic complaints, citations, or charges as grounds for policy cancellation, nonrenewal, or premium increases if the insured was acquitted, arrested without charges, or had charges dismissed. The act takes effect on November 1, 2026.
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