S.837

Ride Safe, Insure Smart Act

Introduced·4/27/26

North Carolina S837 mandates insurance for motocross facilities open to the public, requiring coverage of $1 million per occurrence and $2 million in.

North Carolina S837, the Ride Safe, Insure Smart Act, requires owners and operators of motocross facilities open to the public to carry insurance coverage of at least $1 million per occurrence and $2 million in aggregate against liability for injury to persons or property. The insurance must be provided by an insurer acceptable to the Commissioner of Insurance and cannot include per person sublimits to liability. The act also mandates that the Commissioner of Insurance be notified immediately upon receipt of notice of cancellation, suspension, or nonrenewal of the policy.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Appropriations/Base Budget Committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

Apr 28

Senate

Passed 1st Reading

Apr 28

Senate

Ref To Com On Rules and Operations of the Senate

Apr 28

Senate

Withdrawn From Com