S.650

North Carolina Coerced Debt Relief Act provides relief for domestic violence survivors from debts incurred under duress.

The North Carolina Coerced Debt Relief Act aims to provide civil relief from debts incurred under duress, intimidation, threat of force, fraud, or undue influence, particularly targeting domestic violence survivors. The act allows debtors to seek a declaratory judgment and an injunction against claimants attempting to collect on such coerced debts. It also mandates that claimants cease collection activities upon receiving adequate documentation and a debtor's sworn written certification.