S.270

Credit Property Insurance Restrictions.-AB

Introduced·3/12/25

North Carolina S270 prohibits certain automobile physical damage insurance coverages in credit property insurance policies.

North Carolina S270 amends the state's insurance code to prohibit the inclusion of specific automobile physical damage insurance coverages in credit property insurance policies. These prohibited coverages include repossession costs, skip, confiscation, and conversion coverage, deductibles below $250, and broader coverages than those meeting minimum requirements. The act allows for separate policies or endorsements for these coverages, provided no charge is passed to the borrower.

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  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Rules and Operations of the Senate Committee
Next
Committee decision

Sponsors

0
3
RRR
Democratic CaucusRepublican Caucus

History

Mar 13, 2025

Senate

Passed 1st Reading

Mar 13, 2025

Senate

Ref To Com On Rules and Operations of the Senate

Mar 12, 2025

Senate

Filed