North Carolina H53 adjusts damage thresholds for accidents under the Safe Driver Incentive Plan.
North Carolina H53 modifies the Safe Driver Incentive Plan by changing the damage thresholds for categorizing accidents. A "major accident" now involves property damage of $3,850 to $5,975 or bodily injury or death. An "intermediate accident" involves property damage of $2,300 to $3,850. A "minor accident" involves property damage of $2,300 or less. The bill also allows for the exemption of certain minor accidents from surcharges. These changes apply to accidents occurring on or after October 1, 2025.
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