Establishes a supplemental insurance policy for first responders diagnosed with mental health conditions.

The bill establishes a First Responders Mental Healthcare Plan Act in North Carolina, providing a supplemental insurance policy for eligible first responders diagnosed with mental health conditions. Benefits include reimbursement for out-of-pocket medical expenses, disability benefits, and salary benefits. Eligibility requires employment as a first responder, a diagnosis from a healthcare provider, and the condition resulting from employment-related activities. The plan is administered by the Department of Insurance and becomes effective January 1, 2026.

Establishes a supplemental insurance policy for first responders diagnosed with mental health conditions.

The bill establishes a First Responders Mental Healthcare Plan Act in North Carolina, providing a supplemental insurance policy for eligible first responders diagnosed with mental health conditions. Benefits include reimbursement for out-of-pocket medical expenses, disability benefits, and salary benefits. Eligibility requires employment as a first responder, a diagnosis from a healthcare provider, and the condition resulting from employment-related activities. The plan is administered by the Department of Insurance and becomes effective January 1, 2026.