North Carolina H156 aims to increase access to stop loss, catastrophic, and reinsurance coverage for small employers.

North Carolina H156 modifies the state's insurance regulations to enhance access to stop loss, catastrophic, and reinsurance coverage for small employers. The bill specifies that insurers cannot issue stop loss health insurance policies to small employers who provide direct coverage of health expenses, have an annual attachment point for claims incurred per individual lower than $20,000, or have an annual aggregate attachment point lower than 120% of expected claims or $20,000.

North Carolina H156 aims to increase access to stop loss, catastrophic, and reinsurance coverage for small employers.

North Carolina H156 modifies the state's insurance regulations to enhance access to stop loss, catastrophic, and reinsurance coverage for small employers. The bill specifies that insurers cannot issue stop loss health insurance policies to small employers who provide direct coverage of health expenses, have an annual attachment point for claims incurred per individual lower than $20,000, or have an annual aggregate attachment point lower than 120% of expected claims or $20,000.