Establishes electronic delivery as the default method for health insurance communications in New Jersey.
New Jersey S4799 establishes electronic delivery as the default method for health insurance communications, allowing insurers to send plan communications electronically. Covered persons have the right to opt out of electronic delivery and request paper copies at no cost. The bill ensures electronic delivery complies with accessibility, cybersecurity, and privacy laws. It also allows plan sponsors to consent to electronic delivery on behalf of covered persons if they regularly use electronic communications.
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