S.4555

New Jersey S4555 exempts home improvement contracts from the three-day cancellation provision in cases of bona fide emergencies.

New Jersey S4555 amends existing law to allow consumers to waive the three-day cancellation period for home improvement contracts if a bona fide emergency exists. Bona fide emergencies include conditions that make a residential property uninhabitable or cause harm. To proceed with work, contractors must provide consumers with an emergency authorization form and a written estimate of costs. If costs exceed the estimate, further written authorization is required. Contractors may take preliminary steps to address immediate dangers without the form. The act takes effect immediately.