S.4476

Revises tax lien foreclosure process to require return of surplus equity in all circumstances, requires appointment of guardian ad litem for certain persons during foreclosure proceeding.

Introduced·6/18/26
Introduced Text

New Jersey S4476 revises the tax lien foreclosure process to ensure surplus equity is returned to property owners and mandates a guardian ad litem.

New Jersey S4476 amends the tax lien foreclosure process to require the return of any surplus equity to the property owner or their heirs following a judicial sale or Internet auction. This change ensures that property owners receive any remaining equity after foreclosure costs are deducted. Additionally, the bill mandates the appointment of a guardian ad litem for individuals under 18, those with intellectual disabilities, or those adjudicated incapacitated and in need of guardianship, if they reside in the property being foreclosed.

Included in complete analysis

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  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Community and Urban Affairs Committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

Jun 18

Senate

Introduced in the Senate, Referred to Senate Community and Urban Affairs Committee