New Jersey S2632 prohibits automobile insurance policies from denying uninsured or underinsured motorist coverage based on the use of a vehicle owned.
New Jersey S2632 aims to ensure that automobile insurance policies cannot disclaim uninsured or underinsured motorist coverage when the insured uses a vehicle owned by their employer. This prohibition applies even if the insured regularly uses the employer's vehicle. The bill responds to court decisions that allowed insurers to deny coverage in such situations, preventing insureds from recovering against their uninsured or underinsured motorist coverage when injured in an accident involving an uninsured or underinsured driver while using an employer's vehicle.
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- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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