S.2293

Requires automobile insurance policies to provide uninsured and underinsured motorist coverage equal to policy liability limits of insured motorists.

Introduced·1/9/24
Introduced Text

New Jersey S2293 mandates that uninsured and underinsured motorist coverage in auto insurance policies must match the policy's liability limits.

New Jersey S2293 amends existing law to require automobile insurance policies to provide uninsured and underinsured motorist coverage equal to the policy's liability limits for bodily injury or death. This change ensures that the coverage limits for uninsured and underinsured motorists are the same as those for insured motorists, providing more consistent protection for policyholders in the event of an accident. The bill applies to all motor vehicle liability policies except basic automobile insurance policies.

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  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Commerce Committee
Next
Session adjourned — paused until it reconvenes

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

Jan 9, 2024

Senate

Introduced in the Senate, Referred to Senate Commerce Committee