S.1746

Establishes homestead and bank account exemptions for persons in debt; increases existing exemption amounts for household goods.

Introduced·1/9/24
Introduced Text

New Jersey S1746 establishes homestead and bank account exemptions for debtors and increases household goods exemptions.

New Jersey S1746 establishes homestead and bank account exemptions for persons in debt. It allows an owner to exempt an interest in a homestead from attachment, execution, and forced sale in an amount that is the greater of the median sale price for a single-family home in the county or $300,000. The bill also provides for an exemption from garnishment of up to $10,000 for cash held in a deposit account or other account of the debtor, or up to $15,000 if the cash amount is held in a joint account.

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  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Commerce Committee
Next
Session adjourned — paused until it reconvenes

Sponsors

DD
2
0
Democratic CaucusRepublican Caucus

History

Jan 9, 2024

Senate

Introduced in the Senate, Referred to Senate Commerce Committee