New Jersey S1322 allows consumers to request a free credit report from consumer reporting agencies three times in any 12-month period.

New Jersey S1322 amends existing law to enhance consumer rights regarding credit reports. It requires consumer reporting agencies to provide a consumer with a free credit report three times during any 12-month period upon request. Previously, consumers could only request one free report per year. This change aims to better protect consumers by allowing them more opportunities to review their credit information and ensure its accuracy.

New Jersey S1322 allows consumers to request a free credit report from consumer reporting agencies three times in any 12-month period.

New Jersey S1322 amends existing law to enhance consumer rights regarding credit reports. It requires consumer reporting agencies to provide a consumer with a free credit report three times during any 12-month period upon request. Previously, consumers could only request one free report per year. This change aims to better protect consumers by allowing them more opportunities to review their credit information and ensure its accuracy.