ACR113

Amends Constitution to prohibit denial of coverage by certain health insurers based on preexisting conditions.

Introduced·2/19/26
Introduced Text

Proposed constitutional amendment to prevent health insurers from denying coverage based on preexisting conditions.

This bill proposes an amendment to the New Jersey Constitution to prohibit health insurers from denying benefits or coverage due to preexisting conditions. The amendment applies only to health insurers that the state can regulate, excluding self-funded health benefits plans governed by federal law. The amendment will be submitted to voters at the next general election.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Financial Institutions and Insurance Committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

Feb 19

Assembly

Introduced, Referred to Assembly Financial Institutions and Insurance Committee