A433

Enhances access to certain foreclosure counseling services.

Introduced·1/13/26
Introduced Text

Enhances access to foreclosure counseling services for homeowners facing foreclosure in New Jersey.

The bill enhances access to foreclosure counseling services for homeowners facing foreclosure in New Jersey. It establishes a dedicated account in the General Fund, the "New Jersey Foreclosure Counseling Fund," administered by the Department of Community Affairs. The fund reimburses the New Jersey Housing and Mortgage Finance Agency (HMFA) for costs incurred by trained foreclosure prevention and default mitigation counselors. These counselors offer services to homeowners facing foreclosure, regardless of their intention to participate in foreclosure mediation.

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  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
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Where it stands

Current
Housing Committee
Next
Committee decision

Sponsors

DD
2
0
Democratic CaucusRepublican Caucus

History

Jan 13

Assembly

Introduced, Referred to Assembly Housing Committee