A4081

Regulates pay-off of trade-in vehicles and certain vehicle title releases.

Introduced·2/19/26
Introduced Text

New Jersey A4081 regulates the payoff of trade-in vehicles and certain vehicle title releases.

New Jersey A4081 mandates that dealers or used motor vehicle dealers must pay the remaining loan on a customer's trade-in within 15 days of accepting the trade-in. The bill requires dealers to provide proof of payment to the customer upon request. Failure to comply with these provisions subjects dealers to penalties of up to $1,000 for the first offense and up to $2,000 for each subsequent offense. The bill also requires secured parties to release the title within 15 days of receiving payment from the dealer, with civil penalties for non-compliance.

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  • Core Provisions
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Where it stands

Current
Consumer Affairs Committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

Feb 19

Assembly

Introduced, Referred to Assembly Consumer Affairs Committee