A3802

Differentiates certain legal services from traditional insurance products.

Complete·12/19/25

New Jersey A3802 distinguishes certain legal service plans from traditional insurance products.

New Jersey A3802 amends existing law to differentiate certain legal service plans from traditional insurance products. The bill clarifies that these plans are not considered insurance because they do not require the payment of claims, assumption of risk, or reimbursement for legal services or expenses. It specifies that legal insurance does not include the provision of or reimbursement for legal services incidental to other insurance coverages.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

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7
3
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Democratic CaucusRepublican Caucus

Roll Call Votes

38 Yea

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0 Nay

2 Not Voting

DR

Calendar

Dec 12, 2024

10:00 AM

Senate Commerce Hearing

Sep 19, 2024

10:00 AM

Assembly Judiciary Hearing

History

Dec 19, 2025

Assembly

Approved P.L.2025, c.170

Dec 18, 2025

Assembly

Passed Senate (Passed Both Houses) (38-0)

Dec 11, 2025

Assembly

Received in the Senate, 2nd Reading - Concur. w/Gov's Recom.