A3262

Requires automobile insurers to include appraisal provisions in insurance policies.

Introduced·1/13/26
Introduced Text

New Jersey A3262 mandates automobile insurers to include appraisal provisions in insurance policies.

New Jersey A3262 requires automobile insurers to include appraisal provisions in insurance policies. This means that if the policyholder and insurer disagree on the actual cash value or amount of a loss reported on a claim, or on the offer of settlement to a third-party liability claim, they can invoke the appraisal provision. Each party selects a competent and disinterested appraiser, who will appraise the loss within 20 business days. If the appraisers cannot agree, an umpire or judge will issue a final award.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Financial Institutions and Insurance Committee
Next
Committee decision

Sponsors

DD
2
0
Democratic CaucusRepublican Caucus

History

Jan 13

Assembly

Introduced, Referred to Assembly Financial Institutions and Insurance Committee