New Jersey A1214 prohibits insurers from raising rates on drivers not at fault in accidents with municipal vehicles.
New Jersey A1214 amends automobile insurance underwriting rules to prevent insurers from raising rates on drivers deemed not at fault in accidents involving municipal vehicles. The bill specifies that insurers cannot assign risks based on such accidents, ensuring that drivers not responsible for the accident do not face rate increases. This protection applies when the at-fault party is a municipality with immunity. The bill also mandates that insurers file their underwriting rules with the commissioner and makes them subject to public inspection.
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