HB1582

Prohibiting the use of credit information in underwriting and rating personal automobile and homeowners insurance policies and prohibiting certain surveillance practices by insurers.

Introduced·12/10/25
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New Hampshire HB1582 prohibits insurers from using credit information in personal auto and homeowners insurance policies and bans certain.

New Hampshire HB1582 amends state insurance laws to prohibit insurers from using credit history, credit scores, or consumer reports in underwriting, rating, renewing, cancelling, or declining personal automobile and homeowners insurance policies. It also bans insurers from using drone surveillance, satellite imagery, or commercial observation products to increase premiums, cancel, or decline to renew homeowners insurance policies without the property owner's written permission.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

0
1
R
Democratic CaucusRepublican Caucus

Calendar

Mar 3

1:00 PM

Commerce and Consumer Affairs Executive Session

Feb 18

2:00 PM

Commerce and Consumer Affairs Work Session

History

Mar 11

House

Inexpedient to Legislate: Motion Adopted Voice Vote 03/11/2026 House Journal 7 P. 12

Mar 5

House

Committee Report: Inexpedient to Legislate 03/03/2026 (Vote 13-0; Consent Calendar) House Calendar 10 P. 8

Feb 25

House

Executive Session: 03/03/2026 01:00 pm GP 229