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HB1486

Prohibiting insurance companies from considering the driving record of household members not covered by the motor vehicle insurance policy when establishing policy premiums.

Introduced·12/5/25
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New Hampshire HB1486 prohibits insurers from considering the driving records of non-policyholders in setting premiums.

New Hampshire HB1486 amends RSA 412 to prohibit insurers from requiring higher coverage, financial responsibility, or policy riders due to the driving records of household members not covered by the policy. Insurers may still consider the records of named insureds or listed drivers. The act takes effect January 1, 2027.

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Sponsors

DD
2
0
Democratic CaucusRepublican Caucus

Calendar

Mar 3

1:00 PM

Commerce and Consumer Affairs Executive Session

Feb 18

2:00 PM

Commerce and Consumer Affairs Work Session

History

Mar 11

House

Inexpedient to Legislate: Motion Adopted Voice Vote 03/11/2026 House Journal 7 P. 12

Mar 5

House

Committee Report: Inexpedient to Legislate 03/03/2026 (Vote 14-0; Consent Calendar) House Calendar 10 P. 8

Feb 25

House

Executive Session: 03/03/2026 01:00 pm GP 229