New Jersey S2093 establishes prohibited practices for creditors collecting debts.

New Jersey S2093 sets forth practices that creditors must avoid when collecting debts. These include communicating or implying the existence of a debt to someone other than the debtor, using harassing or embarrassing methods, simulating the judicial process, and joining the debtor's social media network. Violators face civil penalties of $2,500 for a first offense and $5,000 for subsequent offenses, with aggrieved parties allowed to seek damages in Superior Court. The act takes effect seven months after its enactment.

New Jersey S2093 establishes prohibited practices for creditors collecting debts.

New Jersey S2093 sets forth practices that creditors must avoid when collecting debts. These include communicating or implying the existence of a debt to someone other than the debtor, using harassing or embarrassing methods, simulating the judicial process, and joining the debtor's social media network. Violators face civil penalties of $2,500 for a first offense and $5,000 for subsequent offenses, with aggrieved parties allowed to seek damages in Superior Court. The act takes effect seven months after its enactment.