New Jersey A4651 protects aggrieved persons from liability for coerced debt and assigns liability to the perpetrator.

New Jersey A4651 provides relief from liability for coerced debt for aggrieved persons, prohibiting creditors and collection agencies from pursuing the debt. It also prevents credit bureaus and credit reporting agencies from using coerced debt in credit score calculations. The bill assigns liability for the debt to the perpetrator, who must reimburse the aggrieved person for any financial loss. The perpetrator is defined as someone who causes coerced debt through economic abuse or other means.

New Jersey A4651 protects aggrieved persons from liability for coerced debt and assigns liability to the perpetrator.

New Jersey A4651 provides relief from liability for coerced debt for aggrieved persons, prohibiting creditors and collection agencies from pursuing the debt. It also prevents credit bureaus and credit reporting agencies from using coerced debt in credit score calculations. The bill assigns liability for the debt to the perpetrator, who must reimburse the aggrieved person for any financial loss. The perpetrator is defined as someone who causes coerced debt through economic abuse or other means.