SB438

Provides for the licensure and regulation of merchant acquirer limited purpose banks. (BDR 55-974)

Failed·4/12/25
Introduced Text

SB438 regulates merchant acquirer limited purpose banks in Nevada, setting licensing, operational, and capital requirements.

Nevada SB438 establishes regulations for merchant acquirer limited purpose banks, also known as merchant banks. The bill outlines procedures for the licensure and operation of these banks, including capital requirements, permissible activities, and restrictions on advertising and business practices. Merchant banks must obtain a license from the Commissioner of Financial Institutions and maintain certain capital levels. The bill prohibits merchant banks from engaging in activities not authorized by the bill, such as banking, money transmission, and acting as a fiduciary.

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  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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History

Apr 12, 2025

Senate

(Pursuant to Joint Standing Rule No. 14.3.1, no further action allowed.)

Mar 26, 2025

Senate

From printer. To committee.

Mar 24, 2025

Senate

Read first time. Referred to Committee on Commerce and Labor. To printer.