Nebraska LB338 aims to prevent insurers from using genetic information for life, disability, and long-term care insurance.
Nebraska LB338 prohibits life, disability, and long-term care insurers from using genetic information to determine eligibility, set premium rates, or impose preexisting condition exclusions. The bill also bans insurers from requiring applicants to disclose family history or consider clinical diagnoses from medical records. This legislation seeks to protect individuals from genetic discrimination in insurance, encouraging broader access to genetic testing.
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