Nebraska LB1077 amends workers' compensation insurance policies to allow deductibles up to 40% of the annual premium, with employers reimbursing.

Nebraska LB1077 changes provisions for workers' compensation insurance policies, allowing employers to choose a deductible for medical benefits ranging from $500 to $2,500 per claim. Employers must reimburse employees for any deductible amounts paid by the insurer. The insurer remains liable for all medical costs and must service and defend all claims, regardless of the deductible. Employers can credit losses paid under the deductible against their experience modification unless they opt for a gross reportable deductible policy.

Nebraska LB1077 amends workers' compensation insurance policies to allow deductibles up to 40% of the annual premium, with employers reimbursing.

Nebraska LB1077 changes provisions for workers' compensation insurance policies, allowing employers to choose a deductible for medical benefits ranging from $500 to $2,500 per claim. Employers must reimburse employees for any deductible amounts paid by the insurer. The insurer remains liable for all medical costs and must service and defend all claims, regardless of the deductible. Employers can credit losses paid under the deductible against their experience modification unless they opt for a gross reportable deductible policy.